Individual Personal Accident Cover

Individual Personal Accident Insurance

There are good reasons to consider Individual Personal Accident Insurance from AIG

Personal Accident insurance can be taken by individuals.  Affords compensation for death, permanent disablement, temporary loss of income due to disablement and medical expenses arising

What is Covered By AIG Personal Accident Insurance (FLEXPAC)?

Accidental Death

Provides coverage for death due to an accident

Temporary Total Disability (TTD)

Provides coverage for permanent partial disability due to an accident

Permanent Total Disability (PTD)

Provides coverage for permanent total disability due to an accident

Accidental Medical Expenses

Provides coverage for medical treatment expenses due to an accident

Hospital Cash

Provides coverage for hospitalization due to an accident

Funeral Expenses

Provides coverage for embalming, cremation, coffin, and transportation expenses due to an accidental death

Flexible Personal Accident Rater

Insured Event Unit I Unit II Unit III Unit IV Unit V
Accidental Death   KES 1,200,000 KES 2,400,000 KES 4,800,000 KES 8,000,000 KES 12,000,000
Permanent Total Disability (Accidental)   KES 1,200,000 KES 2,400,000 KES 4,800,000 KES 8,000,000 KES 12,000,000
Hospital Cash  KES 3,000 KES 5,000 KES 8,000 KES 10,000 KES 12,000
Temporary Total Disability - TTD (Accidental).  Weekly Loss of Income up to 104 weeks KES 11,000  KES 15,000  KES 20,000  KES 25,000 KES 30,000
Accidental Medical Expenses KES 110,000 KES 210,000 KES 260,0000 KES 300,000 KES 400,000
Artificial Appliances KES 15,000  KES 20,000  KES 25,000  KES 35,000  KES 50,000 
Funeral Expenses KES 20,000  KES 30,000  KES 40,000  KES 50,000  KES 60,000

 

Premium

AGE

UNIT I

KES

UNIT II

KES

UNIT III

KES

UNIT IV

KES

UNIT V

KES

Entry Age Bracket 18-40

5,464

10,889

21,737

36,202

54,223

Entry Age Bracket 41-55

6,067

12,094

24,148

40,220

60,245

Entry Age Bracket 56-69

6,730

13,420

26,800

44,640

66,864