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Why Choose AIG for Liabilities Insurance?

We offer solutions to help protect businesses of all sizes. We leverage our global network to handle claims efficiently and help our clients manage risks.

AIG Kenya Liabilities Solutions

There are good reasons to consider Contaminated Products Insurance from AIG

Covers accidental contamination of food, drink, cosmetics, pharmaceuticals and tobacco products; malicious manipulation of food, drink, cosmetics, pharmaceuticals and tobacco products; product extortion.
Losses covered: Recall costs; business interruption (lost net profit or lost gross profit available); rehabilitation cost; sub-limited to 25%; consultancy costs.
Evacuation & Repatriation Insurance Designed to mitigate the sudden, unforeseen financial consequences associated with evacuating personnel from countries experiencing political instability and military action. Concerns that present unplanned and, possibly, significant financial exposure include transportation to safety, salary expenses during the period of displacement, and the cost of resettlement.

Benefits

  • Consultants and Advisor costs
  • Pre-Recall Expenses
  • Recall costs
  • Third Party Recall Costs
  • Business Interruption costs
  • Rehabilitation Expenses
  • Extortion costs

Target Market

Manufacturers & Distributers of Food, Beverage, Tobacco, Cosmetics & Pharmaceuticals

There are good reasons to consider Employers Liability Insurance from AIG

Provides cover for legal liability consequent upon death of or bodily injury to or illness of an employees which occurs during and in the course of employment and which results in a claim or claims first being made against the insured during the period of insurance.
Cover is available only if it is purchased together with WIBA.

There are good reasons to consider Environmental Impairment Liability from AIG

This is a flexible, strategic insurance tool designed to help our clients manage environmental risk. The policy offers multiple options to select from so that we can work with our clients to construct an environmental insurance program that matches their business needs.

Benefits

  • Third-party bodily injury.
  • Third-party property and environmental damage.
  • Clean-up costs for pollution conditions, both on site or while migrating from site.

Target Market

Designed for the specific pollution liability risks that contractors face, enabling them to focus on day-to-day operations and on finishing each job on time and within budget. Insured contractors are covered for environmental liabilities resulting from construction and remediation operations, whether performed by the contractor or sub-contractors, as well as claims alleging improper supervision of sub-contractors.

There are good reasons to consider Public / Products Liability Insurance from AIG

Provides protection against claims arising from accidental bodily injury to any person and accidental loss of; or damage to property, happening in connection with business and occurring within the territorial limits described within the period of insurance. Since the promise to indemnify is the basis of the policy, we are not liable to pay until the insured has been found legally liable to shoulder damages.

Benefits

Reasonable Legal representation offered including costs of defending the case over and above the policy limit.

Target Market

The Business fraternity.

There are good reasons to consider Work Injury Benefit Act (WIBA) Insurance from AIG

The Work Injury Benefits Act (2007) provides for compensation to employees for work related injuries and diseases contracted in the course of employment.

Benefits

Provides for compensation to employees for work related Injuries and Diseases contracted in the course of employment.

Target Market

All Employers in Kenya.

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